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Is it possible for people with bad credit to get a mortgage loan in the current economy? I would say it's unlikely. The FHA program might be your only option, and even then it depends on how bad your FICO score really is.

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View credit cards that match a FICO credit score of 640 with 20 deviation, a widely used factor used by credit card issuers. of 25 Results. Congratulations, 25 out of 197 credit cards were successfully matched to your 640 FICO score. Restart search Turn Your Hobby or Interest into a Business; Less Than Perfect Credit?